Which Companies Provide Cheap Auto Insurance in Florida?

Auto insurance is one of the most important things to have, especially considering the amount of unsafe drivers on the road. Moreover, auto insurance is something that’s required by law, where all of the vehicles that you own need to be covered by some minimum amount dependent on the state.

In the state of Florida, you need at least $10,000 of coverage for personal injury, as well as $10,000 of coverage for vehicle damage. Most companies will provide this and much more. And in order to get the most value out of your dollar, it can be well worth the effort trying to find cheap auto insurance in Florida somewhere like https://floridainsurancequotes.net/.

The Importance of Insurance

As much freedom as a vehicle provides, it also happens to be one of the most unsafe modes of transportation. While you’re generally safe about 95% of the time that you’re on the road, that 5% is big enough to have cause for concern. Much of it has to do with the fact that the people behind the wheel are human beings. And as such, we tend to make a lot of mistakes and/or bad decisions. On the road, this translates to disasters that you would never be able to anticipate. Besides it being the law, having a policy is important because it provides you a safety net for when the bad stuff happens.


One of the best companies for cheap auto insurance in Florida is Gainsco Auto. Their main goal, ever since they were founded, was to provide auto coverage at the lowest and most affordable rates possible. They also offer numerous discounts that will let you save a lot more money by driving safely and using safer vehicles.

Currently they don’t have a way for you to get a quote online, but you can visit one of their offices or give them a call and explain the situation with your vehicles as well as the desired coverage. They should be able to give you a quote fairly quickly, and you’ll likely find it to be surprisingly low.

The General

You’ve most likely heard of The General; they have been widely advertised on TV for a number of years, and have offered auto protection at some of the cheapest rates imaginable. More recently they’ve allowed people to apply for a policy online and get a free quote; you don’t have to visit their office or call them on the phone.

You only need to keep in mind that while they do serve the Florida area, they are a multi-state company and do not provide anything special to Florida residents, other than meeting the minimum requirements for insurance coverage. Still, they are one of the best companies to go with when it comes to cheap auto insurance in Florida according to https://floridainsurancequotes.net/auto-insurance/cheapest-car-insurance-florida/.

Other Thoughts

As mentioned above, it is extremely important to have insurance for when bad things happen while you’re on the road. It may seem like something that will never happen to you, but that tends to be a line of thought that everyone has until it actually happens to them, when they least expect it. That said, this isn’t meant to cause a scare, but it’s important to be aware that unfit drivers do exist out there.